Our low interest MasterCard Credit Card is the one card you can afford to carry. It’s perfect for shopping, travel, and in case of an emergency. Take advantage of the savings and convenience it offers when you need instant borrowing power!

  • LOW Interest rate
  • NO Application Fee
  • 25-Day Grace Period On Purchases
  • Cash Advances Available
  • Protect your card by turning it on or off
  • And More!

Our MasterCard Credit Card is a revolving line of credit loan and requires interest to be paid on any unpaid balance. Now you can manage your Common Trust FCU credit cards online. It is Good for Environment and Easy for You. Try paperless credit card statements today.

Not sure if a credit card is right for you? Take a quick course below to learn more about credit cards!



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Tax Tips: How to Save More and Stress Less

Mar 17th, 2020

We’re a little over halfway through March, which means Tax Day is fast approaching. You may have already filed your return and are anxiously awaiting the direct deposit or have arranged your method of paying any outstanding dues. If you haven’t started filing—don’t wait! In the case of owing any money to the IRS, the due date for payment is still April 15th even if you file for an extension on the deadline.

Thankfully, there are a few ways to put a little more cha-ching in your wallet this tax season. You may even find that you’ve been neglecting some tax breaks and losing money on past tax returns as well. In this blog, we’ll dive into a few tips and tricks to save more money on your tax return while filing, and how to continue to save even after you file. In just six steps, you’ll be on the road to better understanding your tax return and how to make the most out of it.

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Check out our feature on Woburn Spotlight!

Mar 12th, 2020

Over the past two years, Common Trust Federal Credit Union has made huge strides towards becoming […]

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How Tax Loans Work—And How They Can Work For You

Mar 3rd, 2020

If you’re like most people, taxes are the last thing on your mind when you start off the new year. Everything is running smoothly until you start getting rampant emails from Turbotax asking if you’re ready to file. A sizable refund can be a great way to save up for future purchases—but what if you find out you owe more than you get back? You may be racking your brain trying to determine where you could have gone wrong. Not to worry—a tax loan is the perfect way to pay off what you owe without breaking the bank. To make things a little easier, we’re going to review the ins and outs of tax loans, and how they can help you jump-start your debt payoff.

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MasterCard Credit Card Rates

Name Term (in months) APR Loan Amounts Year
MasterCard Revolving 9.90% Maximum $15,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
Rates are subject to change without notice

*APR - Annual Percentage Rate * Actual APR based on credit history and term Rates are subject to change without notice