First Mortgages

Whether you’re making your first home purchase, or refinancing an existing mortgage, we have the right loan product for you!

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Home Equity Loans

Owner Occupied Equity Line of Credit. The maximum line of credit plus the outstanding first mortgage shall not exceed eighty (80) percent of the appraised value of the real estate. Maximum dollar amount $300,000.

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New to buying a home? We have quick courses to help you every step of the way!

BUYING A HOME

Tax Tips: How to Save More and Stress Less

Mar 17th, 2020

We’re a little over halfway through March, which means Tax Day is fast approaching. You may have already filed your return and are anxiously awaiting the direct deposit or have arranged your method of paying any outstanding dues. If you haven’t started filing—don’t wait! In the case of owing any money to the IRS, the due date for payment is still April 15th even if you file for an extension on the deadline.

Thankfully, there are a few ways to put a little more cha-ching in your wallet this tax season. You may even find that you’ve been neglecting some tax breaks and losing money on past tax returns as well. In this blog, we’ll dive into a few tips and tricks to save more money on your tax return while filing, and how to continue to save even after you file. In just six steps, you’ll be on the road to better understanding your tax return and how to make the most out of it.

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Check out our feature on Woburn Spotlight!

Mar 12th, 2020

Over the past two years, Common Trust Federal Credit Union has made huge strides towards becoming […]

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How Tax Loans Work—And How They Can Work For You

Mar 3rd, 2020

If you’re like most people, taxes are the last thing on your mind when you start off the new year. Everything is running smoothly until you start getting rampant emails from Turbotax asking if you’re ready to file. A sizable refund can be a great way to save up for future purchases—but what if you find out you owe more than you get back? You may be racking your brain trying to determine where you could have gone wrong. Not to worry—a tax loan is the perfect way to pay off what you owe without breaking the bank. To make things a little easier, we’re going to review the ins and outs of tax loans, and how they can help you jump-start your debt payoff.

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