As a credit union member, your member-owner status is represented by the shares you save at Common Trust FCU. That’s why we call your savings account a Regular Share Savings Account. You must open this account with an initial minimum deposit of $25.00, and maintain that balance to remain a member in good standing.
All Credit Union Savings Accounts and IRAs earn dividends when a minimum balance of $50.00 is maintained. Share Accounts earn money from day-of-deposit to day-of-withdrawal. Dividends are distributed quarterly. Your funds are insured by the NCUA. And you receive the service you deserve.
You may open other Share Accounts for specific savings purposes like education, taxes, vacations, or special purchases. To open another Share Account for any purpose, visit or contact us.
- Required to establish membership in CTFCU
- $25.00 minimum opening deposit
- Convenient free payroll deduction through your employers
- Dividends are compounded daily and paid quarterly
- Voting privileges at the Annual Member Meeting
Looking for more information? Complete the form below and we will contact you!
Most people have at least one debit card and one credit card in their wallet. Although both cards can be used in many of the same places, it can be difficult to determine which card is best for each transaction. When you use your credit card, you may earn points, but your debit card won’t charge you interest. Which do you choose? Here are some tips to help you decide.
At Common Trust Federal Credit Union, we believe honoring our communities’ past and present is critical […]
College is a profound experience for students, one that teaches them more than just Bio 101 […]
|Name||APY||Accrued||Dividend Rate||Minimum Balance|
|Regular Share||.05%||Monthly||.05%||$50 - paid Monthly|
|Holiday Share||.05%||Monthly||.05%||$50 - paid Monthly|
|Vacation Share||.05%||Monthly||.05%||$50 - paid Monthly|
|All Purpose Clubs||.05%||Monthly||.05%||$50 - paid Monthly|
APY - Annual Percent Yield. Rates are subject to change without notice.*APY - Annual Percent Yield. Rates are subject to change without notice.