As a credit union member, your member-owner status is represented by the shares you save at Common Trust FCU. That’s why we call your savings account a Regular Share Savings Account. You must open this account with an initial minimum deposit of $25.00, and maintain that balance to remain a member in good standing.

All Credit Union Savings Accounts and IRAs earn dividends when a minimum balance of $50.00 is maintained. Share Accounts earn money from day-of-deposit to day-of-withdrawal. Dividends are distributed quarterly. Your funds are insured by the NCUA. And you receive the service you deserve.

You may open other Share Accounts for specific savings purposes like education, taxes, vacations, or special purchases. To open another Share Account for any purpose, visit or contact us.

  • Required to establish membership in CTFCU
  • $25.00 minimum opening deposit
  • Convenient free payroll deduction through your employers
  • Dividends are compounded daily and paid quarterly
  • Voting privileges at the Annual Member Meeting

Looking for more information? Complete the form below and we will contact you!







4 Mistakes to Avoid When You Want to Build Your Credit

May 8th, 2019

From buying a car to paying for college, having good credit is essential for so many […]

Read More

Promoting Financial Literacy in Our Community

May 3rd, 2019

Improving financial literacy in our community is one of our primary goals, and we believe that […]

Read More

Our Name Has Changed!

May 1st, 2019

It’s official, our name has changed!  Moving forward, Woburn Municipal Federal Credit Union will now be […]

Read More

Savings Rates

Name APY Accrued Dividend Rate Minimum Balance
Regular Share .05% Monthly .05% $50 - paid Monthly
Holiday Share .05% Monthly .05% $50 - paid Monthly
Vacation Share .05% Monthly .05% $50 - paid Monthly
All Purpose Clubs .05% Monthly .05% $50 - paid Monthly

APY - Annual Percent Yield. Rates are subject to change without notice.

*APY - Annual Percent Yield. Rates are subject to change without notice.