Not sure how loans work? We offer a variety of quick online courses to help you!

UNDERSTANDING LOANS

Personal Loan Rates

Name Term (in months) APR Loan Amounts Year
Personal Unsecured Up to 48 Mos As Low As 12.49% Minimum $500 Maximum $15,000
Computer Loan**** Up to 24 Mos As Low As 8.49% Maximum $3,000
Shared Secured 100% of Shares Up to 120 Mos 3% over share rate Minimum N/A Maximum N/A
Overdraft LOC****** N/A Revolving 15.00% Maximum $500
RV's & Boats 80% Up to 120 Mos As Low As 7.50% Minimum $10,000 Maximum $100,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
** PRIME RATE IS CURRENTLY AT 4.75%
***** Purchase Agreement/Sales Slip Required
****** Unsecured lines of credit are reviewed on an Annual Basis

Rates are subject to change without notice

Personal Line of Credit Rates

Name Term (in months) APR Loan Amounts Year
Personal Line of Credit Gold***** Revolving 10.50% Minimum $5,000 Maximum $15,000

APR - Annual Percentage Rate
*** Green Lines of Credit have a minimum rate of 12.50% and a maximum rate of 18.00%
Rates are subject to change without notice

Mortgage Rates

Name Term (in months) Rate APR Loan Amounts Year
Mortgages Up to 30 years Call Call Fixed

APR - Annual Percentage Rate
* Actual APR based on credit history and term
Rates are subject to changed without notice.

Home Equity Rates

Name Term (in months) APR Loan Amounts
Home Equity Line 80% Maximum draw 10 years; repay term 5 years Prime** Minimum $10,000 Maximum $300,000
Home Equity Loan 80% (fixed/second mtg) Up to 180 Mos As Low As 5.49% Minimum $10,000 Maximum $300,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
**PRIME RATE IS CURRENTLY AT 4.75%
Rates are subject to change without notice.

Vehicle Loan Rates

Name Term (in months) APR Loan Amounts Year
Vehicle New*** 100% Up to 72 Mos As Low As 3.24% Maximum $75,000 2020
Vehicle New*** 100% Up to 73-84 Mos**** As Low As 3.74% Maximum $75,000 2020
Vehicle Used*** 100% Up to 60 Mos As Low As 3.99% Maximum $75,000 2017-2019
Vehicle Used*** 80% Up to 48 Mos As Low As 5.24%* Maximum $75,000 2015-2016
Vehicle Used*** 80% Up to 36 Mos As Low As 6.25%* Maximum $75,000 2009-2014
Classic Cars Up to 36 Mos Call Maximum $50,000 N/A
Motorcycle New*** 100% Up to 72 Mos As Low As 4.99%* Maximum $50,000 N/A
Motorcycle Used*** 90% Up to 60 Mos As Low As 5.99%* Maximum $50,000 2015-2019
Motorcycle Used*** 80% Up to 36 Mos As Low As 6.99%* Maximum $50,000 2004-2014

APR - Annual Percentage Rate
* Actual APR based on credit history and term
** Prime rate is currently at 4.75%
***New Vehicles (current year) must have less than 6,000 miles, greater than 6,000 will be considered used
**** for 84 Months loan amount must be greater than $50,000
Rates are Subject to change without notice

MasterCard Credit Card Rates

Name Term (in months) APR Loan Amounts Year
MasterCard Revolving 9.90% Maximum $15,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
Rates are subject to change without notice

*APR - Annual Percentage Rate * Actual APR based on credit history and term Rates are subject to change without notice