It’s that time of year again. From balancing class, work and a social life, college can be a stressful but exciting time. Continue reading for eight back to school tips for college students!

Create a budget

Create a monthly or weekly budget based on your estimated income and expenses to avoid overspending while in school. Sticking to a budget is a great way to track where your money is going and develop better spending habits.  Need some ideas on how to stick to your budget? Read our recent post on 5 money saving tips for college students. 

Keep your course syllabus safe

Your course syllabus is a map for success in class. It lays out the professor’s expectations and everything you need to do to ace the course. Know your syllabus from front to back to make sure you stay on top of assignments and plan ahead for big projects or exams. 

Develop healthy habits

Start the school year off with healthy sleep, exercise and diet habits. Before assignments start piling up, get into the routine of sleeping for at least eight hours a night, exercising at least three times a week and eating well. While campus dining halls are convenient, they often serve unhealthy foods. Try cooking for yourself and check out Pinterest for lots of healthy recipes for college students.

Join a student organization

From music groups, to community service organizations, club sports teams and more, colleges have student organizations for every interest. Join at least one student organization that fits one of your passions.  Getting involved is a great way to make friends with students who share similar interests as you, but also studies show that students who are involved in campus activities have higher GPAs.

Use your credit card wisely

Having a credit card in college is a great way to start building credit for your future. However, it’s easy to get in the habit of charging everything to your credit card. Try to only use it on necessities that you can pay off within the month, such as groceries or gas, to avoid credit card debt after graduation.  

Find a study group

Studying with friends or classmates is a great way to establish connections in school as well as improve your grades. Working with other classmates is like having a bunch of tutors to help you  understand confusing material and ace your exams.

Other great study tips for college students include switching up where you study and alternating between a few different topics instead of trying to learn one subject at a time.

Apply for grants and scholarships

Institutional grants and scholarships are a great way to save on the cost of tuition. They can be based on factors such as merit, need, or your family’s higher education history. Visit your school’s financial aid office to learn more about the scholarships they offer, or check out scholarship websites to find ones you are eligible for. 

Visit your local credit union

Stop by a credit union to learn about checking and savings accounts designed for students. Visit our Student Membership Package page or talk to your Common Trust Federal Credit Union representative to learn more about our ongoing student package promotion which makes managing money easy for college students.