Home Equity Loans: Smart Ways to Fund Home Projects
Summer is the season of sunshine, fresh starts, and home projects that finally make it off the to-do list. Whether you're dreaming of a new patio, updating your kitchen, or tackling a long-overdue repair, it helps to have a plan—and the right tools to bring it all to life. A Home Equity Loan from Common Trust FCU can be one of the most innovative ways to fund your next big home upgrade.
Your home’s equity is more than just a number—it’s a powerful resource. Tapping into it through a Home Equity Loan gives you access to funds with a steady rate and predictable payments so that you can plan confidently. Not sure where to start? Here are a few popular (and practical) ways members are putting their equity to work:
Outdoor living upgrades: Think new deck, pergola, or even an outdoor kitchen. Make your backyard the best part of your home.
Kitchen & bath remodels: These two rooms offer some of the best returns on investment and make daily life more enjoyable.
Energy-efficient updates: New windows, solar panels, or better insulation can lower bills and boost comfort.
Major repairs: Got a roof that’s ready to retire or a foundation that needs attention? Handle it now, before minor issues become big ones.
Home office or guest space: Add function—and value—with a dedicated workspace or an extra room for visitors.
At Common Trust FCU, we’re all about helping members build stronger financial foundations and more comfortable homes. A Home Equity Loan can be a strategic way to invest in your space while staying grounded in your budget. Let your home help you love it even more.
Ready to bring your plans to life? It starts with a smart move.