Featured Promotions

Auto Loan Promotion

Rates as low as 4.99% APR*

Term up to 60 months (5.49% for loans of $50,000 or greater and for terms between 61-84 months)
The car must be 2023 or newer.
Rate only good for new loans (cannot be used to refinance existing Common Trust FCU Loans)
May 1st – June 30th

*Member must qualify for the rate (a counteroffer could be made)."

Limited Time CD Special

5 months at 4.15% APR
10 months at 4.00% APR
From March 1st - May 30th

HELOC Promotion

Prime Rate - 0.25%* (Current Prime is 7.5%)
Term - 15 years (10-year draw period with an additional 5 years to pay back)
Minimum line amount is $25,000.
Maximum LTV is 80%
Must pay for appraisal upfront before it’s ordered.
No Closing Cost*
April 1st – June 30th

*(closing costs include Attorney’s fee, recording fee, and flood certificate) If the loan is closed during the first 12 months, then the member will be responsible for reimbursing the closing costs.

Debt Consolidation Loan

Rate as low as 10.99%*

Term for up to 48 months.
Maximum loan amount is $7,500.
Credit Union must pay off existing debt.
Money can’t be used to pay off existing debt at Common Trust Federal Credit Union
April 1st – April 30th

*Member must qualify for rate (counteroffer could be made)