Personal Loans
Signature/Personal Loan
This loan is one of the most popular member loans because it can be used to solve a variety of money problems. Call the Common Trust FCU for the current data. How much you may borrow is influenced by your credit rating. Contact us to see what funds are available to meet your needs. Co-signer may be required.
Savings - Share Secured Loans
Your strong commitment to savings can provide you with the security you need for a loan. Borrow against the accumulated funds in your savings accounts up to the balance you have accrued. Borrowing this way ensures you have the credit union’s lowest rate.
Holiday Loans
Most Wonderful Times of the Year
Whether you want to spoil your loved ones or yourself or just make the holidays less stressful, you can take advantage of this Holiday Loan. Contact a Member Service Representative today or stop by our branch for more details.
Tax Loans
If Uncle Sam’s share is more than you expected, the CTFCU can help. See us about a Tax Loan today.
Vacation Loans
If you’re planning for a seasonal getaway, you can make sure you are financially ready by applying for a Vacation Loan. Start planning your vacation; let CTFCU take care of the rest.
Looking for more information? Contact us!
Personal Loan Rates
| Name | Term | APR* | Loan Amount |
|---|---|---|---|
| Personal Unsecured | Up to 48 Months | As low as 11.99% | Minimum $500 Maximum $15,000 |
| Computer Loan**** | Up to 25 Months | As Low as 8.49% | Maximum $3,000 |
| Shared Secured (100% of Shares) | Up to 120 Months | 3% over share rate | Minimum N/A Maximum N/A |
| Overdraft LOC******* (N/A) | Revolving | 15.00% | Maximum $500 |
| RVs & Boats (80%) | Up to 120 Months | As low as 7.50% | Minimum $10,000 Maximum $100,000 |
APR - Annual Percentage Rate
*Actual APR based on credit history and term
**PRIME RATE IS CURRENTLY AT 7.75%
*****Purchase Agreement/Sales Slip Required
******Unsecured lines of credit are reviewed on an Annual Basis
Rates are subject to change without notice.