Start Them Young: Teaching Kids & Teens About Money with CU Youth Accounts

Let’s face it—most of us didn’t learn about money in school. But today, we’ve got a chance to change that for the next generation. At Common Trust FCU, we believe financial education should start early, and one of the best ways to build smart money habits is by giving kids and teens hands-on experience with their very own account. That’s where our Youth Accounts come in.

Why CU Youth Accounts Make a Difference
A CU Youth Account isn’t just a place to stash allowance money—it’s a powerful learning tool. When kids and teens have their own accounts, they get a front-row seat to saving, budgeting, and setting goals. And since Common Trust is a credit union, they’re learning in a community-focused environment that puts people over profits.

Here’s what our Youth Accounts help teach:

• Saving with a purpose – Watching money grow, even a little at a time, builds patience and discipline.

• Budgeting basics – Whether it’s for a game, a gadget, or a gift, they learn to plan ahead.

• Understanding spending – Using their own funds helps them grasp value and make thoughtful choices.

• Forming good habits early – The earlier they learn, the more second-nature it becomes in adulthood.

Our Youth Accounts come with age-appropriate features, parental access, and encouragement every step of the way—because learning should be safe, simple, and fun.

The future is full of possibilities, and financial confidence can help young people chase them with purpose. Whether your child is five or fifteen, opening a CU Youth Account is a small step that sets them up for lifelong success. Let’s raise savers, goal-setters, and money-smart thinkers—starting now, with Common Trust FCU.