Merger Information

Dear Valued Member,

We are writing to inform you about an important upcoming decision regarding the future of Lexington MA Federal Credit Union. Enclosed with this letter, you will find your voting ballot for the proposed merger between Lexington MA Federal Credit Union and Common Trust Federal Credit Union, located in Woburn, Massachusetts.

After thorough analysis and deliberation, our leadership and Board of Directors believe this merger is a strategic step forward to enhance the services we offer to you and all our members.

Why This Merger?

The decision to merge is driven by our commitment to growth, innovation, and member satisfaction. By joining forces with Common Trust FCU, we aim to achieve:

• Enhanced Services: Access to a broader range of products, improved technology, and expanded resources

• Financial Stability: Strengthened financial position, ensuring the long-term success of your credit union

• Convenience: More branches and ATMs, making banking easier for our members

What You Need to Know

• Your Voice Matters: You will be voting to approve the merger

• Voting Process: You can cast your vote by returning to the branch or by mail using the enclosed ballot and return envelope provided by the credit union

• Return to the credit union by October 20, 2025

• Eligibility: Primary Members in good standing are eligible to vote. Joint signers who do not have a primary membership (account) with the credit union are not eligible to vote

• If this merger is approved, what will happen to the existing office and staff? The office will remain open, and the same friendly staff you know will continue to serve you at the same location.

Resources and Transparency

We understand you may have questions or need additional information. To support you, we’ve created a merger information page at www.commontrustfcu.org/merger, where you’ll find FAQs, key details, and updates. You can also reach us by calling (781) 862-9011 or emailing info@lexmafcu.com. You can also stop into the  office to speak with a team member!

What Will Change for You?

We want to assure you that your accounts, products, and services will remain secure throughout and after the merger process. There will be no disruptions to your membership rights or benefits. This merger is designed to bring added value and convenience to your banking experience. As more information becomes available, periodically check our landing page (www.commontrustfcu.org/merger) for the most up-to-date information, such as next steps, time frames, action items, etc.

Thank you for your continued trust and involvement in Lexington MA Federal Credit Union. We appreciate your support as we embark on this exciting new chapter.

Sincerely,
Lexington MA Federal Credit Union Board of Directors