Merger Information

Welcome, Members!

This Credit Union will be merged into Common Trust FCU. Members will gain access to Common Trust FCU’s systems, including new debit and credit cards, and expanded access to products, services, and delivery channels not previously available. Additionally, members will have access to two more branch locations.

All staff from both credit unions will remain employed, ensuring a smooth transition with no disruption to personal connections that members are accustomed to. The merger aims to enhance member benefits by providing a broader range of services and convenient access to multiple locations.

FAQs

• Will my account number change? Yes, your account number and suffixes will change. All members will be assigned a 6-digit member number. Depending on your current number, here’s how it may change:

• If your current member number has 5 digits: A 6 will be added to the front
  (Ex: 12345 → 612345)

• If your current member number has 4 digits: A 60 will be added to the front.
  (Ex: 1234 → 601234)

• If your current member number has 3 digits: A 600 will be added to the front.
  (Ex: 123 → 600123)

• If you already have a 6-digit member number that starts with a 6: No changes will be made to your number.

• If your 6-digit member number starts with a number other than 6: The first digit will be replaced with a 6.
  (Ex: 987654 → 687654)

• Will my current debit card still work? No, current debit cards will stop working during the conversion weekend. You will receive a new card before the conversion.

• Will there be changes to my savings and checking accounts? Yes, the member number and suffixes for savings, checking, and club accounts will change. Checking account holders will receive new checks with updated account numbers.

• What happens to my existing loans? Existing loans will not change. Loan payments will continue to be sent to the same address.

• Will there be service interruptions during the merger? Yes, all systems will be down during the conversion weekend until the merger is complete.

• How can I obtain my new login credentials? Instructions for new login credentials will be provided to members prior to the conversion.

• Will the routing number change? Any authorized debit or credit that you already have set up then you don’t need to change them but as of September 1, 2025, any new ones that you set up you should use the new routing number (211386953).

• Will fees change? Yes, members will now follow the Common Trust Fee Schedule, available at www.commontrustfcu.org/fee-schedule.

• Will I need to update my automatic payments and payroll deductions? No, existing automatic payments and payroll deductions will continue as usual.

• How do I contact the credit union if I have more questions? Members can reach out to either CEO at either credit union.