Your Guide to Buying a Home This Summer

Summer is a fantastic time to start your home-buying journey. The weather’s warm, the market’s active, and you’re ready to find the perfect place to call your own. Whether you’re a first-time buyer or looking to make a move, Common Trust FCU is here to help you feel confident and prepared every step of the way.

Here’s how to make the most of your home-buying experience this summer:

• Check Your Budget: Understanding your financial situation is the first step. Take a good look at your savings, income, and monthly expenses to determine what you can comfortably afford.

• Get Pre-Approved: A Mortgage pre-approval helps you know your budget range and shows sellers you’re a serious buyer.

• Do Your Research: Explore neighborhoods, compare prices, and check out available listings to find the right fit for your lifestyle.

• Hire a Real Estate Agent: Working with a trusted agent can make the process smoother and less stressful. They’ll help you navigate offers, negotiations, and paperwork.

• Prepare for Closing Costs: Remember to factor in expenses beyond the down payment, such as appraisal fees, insurance, and legal costs.

The journey to homeownership can feel like a big step, but you don’t have to do it alone. Take each step with confidence, knowing you’re making wise choices. Whether you’re just starting out or well on your way, Common Trust FCU is cheering you on!

Happy house hunting!